What are Small Online Service Based Businesses? It is a business type where a service provider present anywhere in the world can deliver work through the internet to a client who is anywhere in the world. Small business just means the business is at a small scale, mostly one to few employees in the company. […]
What is a personal brand? A personal brand is a person’s voluntary efforts in letting people know what they should be known for in a systematic manner through proper channels, consistently. Online space is a great place to see various personal brands that people build. Especially on social media, websites, etc, people post consistent content […]
Niche Specialization Let’s first understand what is a niche and what is specialisation. Niche is a specific targeted market in a broad market. For example, if we take the tech industry or the tech niche, it is very broad, you have software, cloud, servers, databases, etc. Each is a world in itself. So niche is […]
1. Monthly payments This is the most important of all the factors which is your payment history. How diligent you have been with your credit in the past makes up one third of the score and it makes sense, right? If you have paid the credit payments properly in the past, then lenders are more […]
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4 Ways to Improve Your Credit Score
First, leave the past and focus on the present and future, meaning from here on do not miss any monthly payments. At least pay the minimum payments so that your credit score is not affected. Secondly, audit your credit report and check if there are any mistakes or errors. Sometimes it’s possible that there may […]
What is it? It’s a debt repayment strategy where you pay off the higher interest rate debt first, then move on to lower interest debts. How does it work? This method works by first listing out all the debts you have in the order of higher interest rates to lower interest rates and allocating your […]
What is it? It’s a debt repayment strategy where you pay off the smallest debt first, then move on to pay off higher debts. How does it work? It works by first paying the minimum payments for all your existing debts. Then sorting all the debts you have in the order of balance while the […]
Introduction Lets see what financial literacy is for students. Financial literacy means you know how to manage money and not get into trouble with money. 1. Assets and Liabilities One simple element of financial literacy is understanding the difference between assets and liabilities. Simply, assets put money in your pocket, for example, rental income and […]
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Personal Loan – What you need to know
What is a personal loan? Personal loan is a type of loan where you borrow money to fulfil a variety of needs and wants. Mostly, in a personal loan, you are free to use the funds any way you wish, like paying for a vacation, debt consolidation, etc. It is mainly availed for financing large […]
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Earning Methods – Part 1
Traditional employment